TJ Maxx Credit Card – [ Login-Bill Payment-Benefits-Activate-Reviews ]

Hello everyone, Welcome to In this article, I am going to explore complete information about Tj maxx Credit Card. After reading this article, you do not have to visit any other website ever to find anything regarding Tj maxx Credit Cards. Review, Bill Payment, Login Guide, Activation procedure, etc everything I am going to share, So make sure you read the complete article. Let’s Get Started.

What is TJ Maxx?

It is an American Clothing retailer store chain, founded in Framingham, Massachusetts, by Bernard Cammarata, having more than 1000 stores in the United States, It is part of TJX Companies, which also owns other retail chains like Sierra [ brick and mortar retailer ] in the United States, Marshalls [ department stores ] in US and Canada, Winners [ department stores ] in Canada, etc. TJ Maxx sells mostly men’s, women’s and children’s apparel and shoes, toys, bath, beauty, accessories, and home products. Its first eCommerce site was launched in March 2009, and first, it was selling only handbags later it expanded to many other items.

Tj maxx Credit Card Review 2020

If you are frequent shoppers at TJ Maxx, HomeGoods, Marshalls, and Sierra, then Tj maxx Credit Card should be your first choice. The credit card is handled by Synchrony Bank. Store credit cards or platinum credit cards both provide reward points on every dollar spent. [ 1000 points gets 10$ in reward ]. There are two Tj maxx Credit Cards –

  1. TJX Mastercard
  2. TJX Store Card

There is no separate application to choose credit cards, It depends on the creditworthiness. People having a very good credit score get the Mastercard and fair credit score gets the Store Credit Card. Both cards give you 10% OFF on your first TJ Maxx Store Shopping. You can Redeem Points from here

The other cashback credit cards provide 100$ reward when you atleast spend 500$ within 3 months of time. But here you don’t get such offers.

The TJX Rewards® Credit Card has an APR of 27.24% which is way higher than other average credit cards APR.  It is not recommended to carry a balance on this credit card. The cardholder can use Platinum MasterCard to get cash advance, Bank will charge 23.74% to 29.99% variable APR on cash advances and a cash advance transaction fee of at least $10 or 4% of the advance amount, whichever is greater.

  • Annual Fee – NO
  • Regular APR – 27.24%
  • MAX LATE FEE – $35
  • GRACE PERIOD – 23 Days
  • CASH ADVANCE APR – 29.99%
  • CASH ADVANCE FEE – 4% (min $10)
  • SMART CHIP –  Yes

TJ Maxx credit card has a high-interest rate. Let’s understand how card management affects the bottom line, consider how John and Rick handled their account balances.

Rick charged $500 on her TJ Maxx credit card and he only made the minimum monthly payments. It took her 27 months to pay the card off, at a cost of $174 in interest charges.

John charged the same amount on her credit card but he made a monthly payment of $100. It took her just six months to pay it off. She paid $37 in interest charges.

Pay off the balance as quickly as possible to save a significant amount of money on items purchased with a high-interest credit card. To compensate for the high APR, Always pay the TJ Maxx credit card bill in full whenever possible.

TJX Credit Card’s Rewards

  • 10% off your first online or in-store purchase with your card
  • Earn 5 points for every $1 you spend on purchases at T.J.Maxx, Marshalls, HomeGoods, and Sierra, and Homesense stores in the U.S. and Puerto Rico and online at any participating e-commerce site operating under any of the foregoing brands.
  • Earn 1 point per $1 spent everywhere else. Points do not expire.
  • Receive $10 in TJX reward certificates for every 1,000 points earned.


Tj maxx Credit Card Benefits

If you are shopping more from TJ Maxx Store then you will get the benefit of having this credit card. The cardholder gets 1 point on every 1$ spend and 1000 points make 10$ reward. Which can be redeemed anytime for the shopping. The cardholder also gets 10% OFF on the very first purchase from this credit card on the TJ Maxx Store. Credit card is enabled with smart chip which increases its security and lowers the fraud.


Tj maxx Credit Card Login

If you are not able to log into Tj maxx Credit Card Account then nothing to worry, Follow the given-below complete step by step instruction.

  • First, check your internet connection, It should be working fine.
  • Now visit  the Official webpage for tj maxx credit card login – Visit here
  • You will be able to see the webpage as shown below.


  • Enter your User ID and Password in the desired box. Use the same credential which you have created at the time of registration.
  • Now hit to the secure login button.
  • It’s done. You will be logged in to TJ maxx credit card account.

Tj maxx Credit Card – How To Reset User Id?

Are you not able to log inside Tj maxx Credit Card because you forgot your user id? Relax, nothing to worry, you can easily recover your Tj maxx Credit Card User Id. Simply follow step by step instructions given below.

  • First, check your internet connection.
  • Now, Visit the Official Tj maxx Credit Card webpage from here.
  • After clicking to the link you will land to this webpage as shown below.


  • Click to the Find User Id Option.
  • After clicking you will see this page.


  • Enter your Card Number and Zip Code.
  • Now hit to Find User Id button.
  • Follow the rest instruction and you will easily get your user id.
  • Use the same user id and password next time for login.

Tj maxx Credit Card – How To Reset Password?

Don’t you remember your Tj maxx Credit Card Login Password? Nothing to worry, you can easily reset your password, You need to follow the given below step by step instruction.

  • First, check your internet and device, Both should be in working condition.
  • Now, open this official Tj maxx Credit Card webpage from here
  • After visiting to the webpage you will be able to see as given below.


  • After opening this webpage click to the Reset Password button link.
  • New webpage will open as shown below.


  • Now enter your User ID and Zip Code. If you don’t remember your User ID then you can check the above instruction.
  • Now Hit to Continue Button.
  • Follow the rest instruction and create a new password.
  • Use the new Password at the time of Tj maxx Credit Card Login.


Tj maxx Credit Card – How To Register?

To make a bill payment, claim reward points, or any other task you need to register your Tj maxx Credit Card. After that, you can log in your account and perform all tasks. If you are not able to register your account then follow the below-given step by step instruction.

  • First, Check everything like internet connection, or device, Both should be in working condition.
  • After checking now visit the official webpage from here
  • You will land on the new webpage as shown below.


  • You can clearly see the below option ” New user? Register your card”.
  • Click to this link
  • You will land on the new webpage as shown below image.


  • Enter your Tj maxx Credit Card Number and Zip Code.
  • Now Hit Continue Button.
  • Follow the rest instruction and you will be able to register your card.


Tj maxx Credit Card – How To Apply?

If you are not a Tj maxx Credit Card Holder and want to apply to get one for you then follow the simple process, Before applying make sure you have a good credit score. Follow the below-given step by step instructions.

  • First, check your device and internet connection.
  • Now visit the official webpage of Tj maxx Credit Card Application.
  • After clicking to the official webpage link you will see new page as shown below.


  • You can able to see “Not a cardholder? Apply Now”
  • Click on this option.
  • You will land on the new webpage as shown below.


  • You can see a new application page.
  • Fill each detail like – First Name, Last Name, Street Address, Zip Code, City & State, Primary Phone, Type, Email Address, SSN/ITIN, Date of Birth, Annual Net Income.
  • After entering all the details correctly Hit to the Continue Button.
  • You will get notified via email.

How To Activate Your TJX Reward Credit Card

You can activate your new TJX credit card by following below simple steps.

Step 1: Go to the official site of card activation at
Step 2: Click on “Continue to account servicing”
Step 3: If you have not had a TJX account, then click on “Register”
Step 4: Enter your credit card number and your billing ZIP code, then click on “Continue”
Step 5: Enter your personal information, including full name, address, date of birth, email address, as well as telephone number
Step 6: Click on “Activate” to complete the process

TJ Maxx Credit Card Bill Payment 

There are various ways to make TJ Maxx Credit Card Bill Payment, You can choose any of these ways and pay your bill very easily, All the process are safe and secure. So you do not have to worry about any fraud.

There are 3 best ways to make Tj Maxx Credit Card Bill Payment.

  1. TJ Maxx Credit Card Online Bill Payment
  2. TJ Maxx Credit Card Bill Payment Via Phone
  3. TJ Maxx Credit Card Bill Payment Via Mail


TJ Maxx Credit Card Online Bill Payment

Online bill payment is one of the fastest ways to pay Tj Maxx Bill, Follow the step by step given instruction to pay bills online.

  • Log in to your TJ Maxx account at
  • Enter your User ID in the first field (User Id is Case-sensitive, may differ from your Store Locator User ID)
  • Enter your Password in the password field.
  • Tick the “Remember User ID” box if you want your device to recall your details next time.
  • Click on the “Secure Login” button to access your account.
  • Now click on the “Make a Payment” button and follow the prompts to complete your TJ Maxx credit card payment login process

TJ Maxx Credit Card Bill Payment Via Phone

You can use phone bill payment option also for fast service, You need to call to the desired number and perform the task, Follow the below-given instruction.

  1. For the TJX Mastercard,
    • Call 1-877-890-3150.
  2. For the TJX store card,
    • Call 1-800-952-6133.

Call this number and customer support will guide everything regarding phone bill payment.


TJ Maxx Credit Card Bill Payment Via Mail

You can also use mail service to pay your TJ Maxx Credit Card bill payment, There are different mailing address depending on the card, Choose the desired mailing address. Follow the given below step by step instruction.

Cardholders that used online payment mode can print their TJ Maxx pay bill coupon, which has the mailing address on it. Otherwise, you can use one of the following addresses to pay your TJX Rewards card balance.

  1. TJX MasterCard Payment Address
    • TJX Mastercard
    • P.O. Box 530949
    • Atlanta, GA 30353.
  2. TJX Store Credit Card Payment Address.
    • TJX Card
    • P.O. Box 530948
    • Atlanta, GA 30353.

What If Your TJ Maxx Credit Card Payment Is Late?

It gives the customer 23 days extra to pay the minimum amount. There is late fine of 35$ if the biller not able to pay on desired given due date time.


TJ Maxx Credit Card Customer Service

  • TJ Maxx GLOBAL HEADQUARTERS Phone Number: 1-508-390-1000
  • EAST CAMPUS The TJX Companies, Inc. 770 Cochituate Road Framingham, MA 01701
  • WEST CAMPUS The TJX Companies, Inc. 300-400 Value Way Marlborough, MA 01752
  • TJ Maxx Media Relations 1-508-390-2323
  • T.J. MAXX 1-800-926-6299
  • HOMEGOODS 1-800-888-0776
  • HOMESENSE 1-855-660-4663
  • MARSHALLS 1-888-627-7425
  • SIERRA 1-800-713-4534


Some Important Tj Maxx Reference Links


Final Words

Here I come to the end of this article, I hope after reading this complete article, You do not have any question left with you, Now I am pretty sure that from TJ Maxx Credit Card Login to Bill Payment you will not face any problem but in case if you find any issue, You are most welcome to ask us your query, we will help you out, You can reach us through contact us page or via comment box. Feel free to share this article with your friends and family so that they can take maximum advantage of TJ Maxx Credit Card  their shopping. Thank You.

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